Save both time and money by using Payair’s API platform and middleware for tokenization and authentication services.

This product prepares and implements OEM (Original Equipment Manufacturer) Pays such as Apple Pay, Google Pay and Samsung Pay with either a local bank id solution or an OTP (One Time Password) solution. We also support push provisioning from existing mobile bank apps.

In many markets, OEM Pays have become a hygiene factor as consumers demand the bank to provide this service. It also prepares the bank for the ongoing trend of payments with wearables and IoTs.


  • Integrate to MDES to facilitate the pre-digitization step.
  • Handle the identification step through e.g. Mobile BankID, email or SMS.
  • Support local eID solutions
  • Admin Tool for bank employees to manage tokens.


  • Quick and easy on-boarding of OEM Pays.
  • Use best eID solution for each market.
  • No direct integration to MDES needed for banks.