We hope you and your families are well during these exceptional times. We would like to reassure you that Payair is still fully operational and open for business, despite the global COVID-19 situation. It is challenging for all companies, regardless of the size or sector, to keep up the pace, but following the official guidelines will help us mitigate the crisis.
The health, safety and wellbeing of our customers and our own staff is crucial for us. We are monitoring the situation closely whilst following all official guidance. Both our teams in Sweden and in Poland are working fully remotely, with representation of management team working from the office. This allow us to keep operations running smoothly and we remain contactable through the usual channels. Employees working from home are provided with the same tools and connectivity as in the offices.
Although the situation at the moment is very dynamic, we would like to emphasis on having a sense of ‘normality’ throughout the COVID-19 outbreak. We are taking all the necessary precautions to ensure that our entire team stay safe during this difficult period. We have suspended all face-to-face meetings to reduce travel and physical contact, and replaced them with video conferencing – so we can keep the close contact we have always appreciated.
Thereby, we would like to thank you for your trust and ongoing cooperation during this challenging time.
Our thoughts are with everyone to stay healthy
From March 3rd LHV Pank offers Apple Pay to their customers in Estonia. Payair has worked closely with LHV Pank in providing pre-digitization and tokenization of the bank’s cards towards Mastercard’s MDES platform, which entails that the actual card number is not stored on the device, instead a digital “Token” is created which greatly increases security.
“This is Payair’s first Apple Pay integration in the Baltic Region and we are really excited to go live with one of the leading banks in the region. We are also very proud of our partnership with LHV Pank and Mastercard”, says Sören Babra, CEO Payair.
From December 4th, Swedbank offers Apple Pay to their customers in Sweden. Just like Swedbank’s other digital payments solutions, the actual card number is not stored on the device, instead a digital “Token” is created which greatly increases security. Payair has worked closely with the leading bank in providing pre-digitization and tokenization of Swedbank’s cards towards Mastercard’s MDES platform.
“This is Payair’s first Apple Pay integration and we are really excited to go live with one of the largest banks in the region just in time for the Christmas shopping. We are also very proud of our continued partnership with Swedbank and Mastercard”, says Sören Babra, CEO Payair.
Visit https://swedbank.se/privat/digitala-tjanster/digitala-betaltjanster/apple-pay.html for more information on how to get started.
On November 26, Deloitte Sweden revealed the 2019 ranking of Sweden’s 50 fastest growing technology companies, where Payair is placed as number 8. Payair is also the only fintech company among the top 10 on the list.
“We are super excited and proud to be among the top 10 companies on the list as well as having climbed from place 44 in 2018 to place 8 this year. I am very grateful for the fantastic team at Payair making this possible as well as for the trust from our partners and clients in our digital payment solutions and services”, says Sören Babra, CEO Payair.
For Deloitte Sweden, the companies on the list shows Sweden is a leading country when it comes to digitization.
“To see this many smart solutions developed by Fast 50 companies really proof the strong entrepreneurship of Sweden and our country’s position as a digital frontrunner. We congratulate this year’s companies on their success”, says Erik Olin, partner at Deloitte and responsible for Sweden Technology Fast 50.
Check out the full 2019 Fast 50 list here
The ranking is based on revenue growth over the last four years and includes public and private companies in all areas of technology, from software and hardware to life science, communications and clean technology.
“It’s truly amazing to be nominated for the second year in a row. This would not have been possible without the trust and close collaboration with our clients and partners. We are laser focused on continuing our development, expansion and innovation in digital payment offerings and services”, says Sören Babra, CEO Payair.
On November 26, the full list as well as our ranking will be revealed. To be continued!
We are delighted to announce the launch of our subsidiary, Payair Technologies Poland.
Our Polish office is located in Lodz and will focus on development, maintenance and testing of Payair’s products and services.
Recruitment is under way and we are constantly looking out for new talents, please contact Piotr Gorzechowski (email@example.com) should you be interested in joining our team in Lodz.
Swedbank has just launched Fidesmo Pay, offering yet another contactless payment wearable solution for in-store payments for its Swedbank and Saving bank’s customers.
Fidesmo Pay is available for Swedbank and Saving bank’s private customers who can easily connect their Mastercard debit card to a wearable with Fidesmo functionality to “tap and pay”. Similar to the previously launched mobile and wearable contactless payment solutions the actual card number is not stored on the device, instead a digital “Token” is created, which greatly increases the security
Payair is proud to have assisted Swedbank and Fidesmo in this digital payment project, providing pre-digitization and tokenization of Swedbank’s cards towards Mastercard’s MDES platform.
Swedbank has just launched Google Pay, offering yet another mobile contactless payment solution for in-store payments. Swedbank is already live with Samsung Pay since 2017 and as of November last year their customers can also pay contactless with smartwatches from Fitbit and Garmin. In neither of these solutions the actual card number is stored on the device, instead a digital “Token” is created which greatly increases security. Payair is proud to have assisted Swedbank in these digital payment’s projects, providing pre-digitization and tokenization of Swedbank’s cards towards Mastercard’s MDES platform.
For further details on how to start using Google Pay as a Swedbank customer, visit:
Payair implements technology for Swedbank’s new payment app “Swedbank plånbok” in collaboration with Mastercard
The app is a digital wallet which lets customers of Swedbank and Sparbankerna pay safe and easy both in store with NFC and online with Masterpass for Android devices. The customer authenticates themselves with a Mobile BankID and their Swedbank cards’ delivery addresses are automatically registered in the app. The app uses tokenization to keep the payment credentials safe. In short, it means the actual card numbers is not stored on the device. Instead, for every card number that is added to the digital wallet, a digital card number (token) is created.
The tokenization is based on MDES (Mastercard Digital Enablement Service), a digital platform for tokenization, and on MCBP 2.0 (Mastercard Cloud Based Payments), the technology for cloud-based payments. Payair has been the technology partner which has included app development, in close collaboration with both Swedbank and Mastercard.
“Payair is all about the latest technology in digital payments and it has been a true pleasure working with both Swedbank and Mastercard, making sure the “Swedbank plånbok” offers the most safe and easy way of paying both instore and online”, says Sören Babra, CEO Payair.
The “Swedbank plånbok” was launched as a pilot on January 15 and is now available to all of Swedbank and Sparbankerna’s customers
Mastercard has been working with Payair in several projects throughout the years and knows the importance of an agile technology partner to deliver best-in-class solutions for their clients.
“Working with Swedbank creating their Swedbank plånbok based on Mastercard’s tokenization and cloud-based technologies as well as Masterpass resulting in a wallet for all channels for payments is truly inspiring. Furthermore, it is essential for Mastercard to work with trusted and innovative partners to offer our customers the latest technology for today’s and tomorrow’s payments needs. Payair is meeting all these criteria with a great knowledge and expertise within digital payments”, says Mats Taraldsson, Head of Digital Business Development and Fintech Engagement, Mastercard Nordics and Baltics.
MDES (Mastercard Digital Enablement Service) for Merchants is a tokenization and digitization solution for eCommerce merchants that uses a token, in combination with a transaction-specific cryptogram, to provide EMV-based security for card-on-file transactions.
This delivers the security of network-tokenized transactions for credential-on-file use cases, enabling users to save tokenized credentials with merchants. Tokens replace PANs to ensure card details are not shared with the merchants. The solution is an important building block to prevent fraud and reduce friction to provide secure e-commerce.
Payair is now ready to support banks and financial institutions in implementing this to offer even safer online transactions, with experience from doing this with leading Nordic banks.
“Tokenization is the foundation for secure digital payments. MDES for Merchants is the next step in this evolution and we are very pleased we have great knowledge in supporting both banks and financial institutions in implementing this in the best possible way”, says Sören Babra, CEO Payair.
For more information on MDES for Merchants watch a short video from Mastercard.
Fitbit and Garmin are smartwatches which enable mobile contactless payment in store. The real card number is not stored on the device. For every card number added to the wallet a digital card number(token) is created. Payair is proud to have assisted Swedbank in the project, providing predigitization and enable tokenization of Swedbank’s cards towards Mastercard’s MDES platform.
For further details how to register for the service click on link below:
Technology Fast 50 was created by Deloitte 1995 in San José, the heart of Silicon Valley California. Since 2003, Deloitte ranks the fastest growing private and public technology companies in Sweden. The ranking is based on the companies’ average revenue growth during a four-year period. This year, Payair is proud to enter the list for the first time in the fintech category.
“I am both humble and very proud of the fact that Payair is on the Fast 50 list among a number of prominent Swedish technology companies. This is yet another proof point of our commitment to deliver best-in-class solutions for smart digital payments”, says Sören Babra, CEO Payair.
Check out the full list here:
Resurs Bank has launched a payment app called Loyo Pay. In addition to mobile payments, the app also provides value added services before and after the payment. As an example, the user can easily make instant card application, increase credit limits, see transactions/outstanding balances, and view all cards in the same place (credit cards, store cards, gift cards and loyalty cards). Payair has been the technical innovation partner in project including backend and app/frontend development.
“It has been a great pleasure to work closely with Resurs Bank as their technical innovation partner when launching Loyo Pay, a payment app which lets the consumers pay easily with their mobile both in-store and online”, says Sören Babra, CEO Payair.
Payair Technologies AB has built and implemented the technology to provide identification and activation for Ecster’s Mastercard branded cards into Samsung Pay.
Samsung Pay is now available for Ecster’s customers in Sweden.
Ecster offers payment services and loyalty programmes for retail business focused on both merchants and consumers.
Ecster is part of Handelsbanken Group.
Payair Technologies AB has built and implemented technology to provide identification and activation for Swedbank’s Mastercard branded cards into Samsung Pay.
Samsung Pay is now available for Swedbank’s and the Savings Bank’s customers in Sweden.
Payair Technologies AB has built and implemented SEB’s new Masterpass digital wallet in Sweden. Masterpass is a digital wallet developed by Mastercard that securely stores payment and shipping information ensuring an easy and convenient shopping experience from smartphones, tablets and computers. The Masterpass wallet is now ready to use by SEB’s customers in Sweden.
SEB has approximately 4 million private individual customers in Sweden and the Baltic countries. Of these some 1.3 million are home bank customers. In addition, SEB has around 27,000 private banking customers in and outside Sweden.
Payair Technologies AB has built and implemented a Masterpass digital wallet for SpareBank1.
Masterpass is developed by Mastercard and makes it possible to pay anytime from for example,smartphones, computers and tablets, and with all types of cards. Card- and shipping information are stored comfortably and securely in Masterpass.
The SpareBank 1 Alliance is Norway’s second largest financial services grouping. The Alliance consists of independent banks that are fully-fledged providers of financial products and services to private individuals, firms and organisations. The Alliance wants customers to feel that the SpareBank 1 Alliance is the best in terms of its closeness, local identity and competence. The Alliance has an overall workforce of about 7,000, of whom about 1,200 are attached to SpareBank 1 Gruppen and SpareBank 1 Banksamarbeidet with subsidiaries.
Stockholm-based Payair is the next fintech company to join the ranks of Swedish tech wonders. When Mastercard recently released its international list of vendors with solutions for digitized card portfolios, Payair was ranked highest of all companies.
Payair is the only company to qualify for the list’s platinum level. This means that Payair is the global vendor that has supplied and operates the most well-tested and quality-assured products to Mastercard and their customers.
– The fact that Payair ranks as Mastercard’s only platinum vendor in the world is a huge quality stamp on our work. It shows that we understand the entire process – from card issuer to consumer – and it is an acknowledgment that we have the required experience and skills to deliver certified solutions for large financial institutions, says Sören Babra, CEO and founder of Payair.
Since the start in 2009, Payair has become a specialist in mobile payment solutions, e-commerce systems and digital wallets. The company has partnered with many of the largest card issuers in the Nordics and global giants like Mastercard and Visa. With its mobile card portfolio developed in collaboration with Mastercard, Payair is now taking the lead in the development of the digital payment industry.
Integrated with Mastercard’s global digital platform MasterPass, Payair’s digital wallet makes it possible to pay directly with a smartphone online and in physical stores. The touch of a button or a scan activates the application that authenticates the user before completing the purchase by credit or debit card from Mastercard or Visa.
– Together with Payair we have developed a digital card portfolio that not only meets the required security rules and functional requirements, but also makes it possible for our customers to tailor the design according to their graphic profiles and specific functions. These are the details that improve the payment experience, says Mats Taraldsson, Digital Business Development Manager for Mastercard in the Nordics and the Baltics.
Targeting new markets
Since the partnership with Mastercard was initiated just over a year ago, Payair has partnered with many of the major card issuers in the Nordic market. With an industry-leading platform for mobile commerce and payment solutions for financial institutions and a recent top ranking from Mastercard, Payair is now targeting new markets globally.
– We currently have agreements with Mastercard and many of the largest banks in the Nordics. The interest in our solutions is growing at a record pace, which shows that Payair’s delivery performance and stability is appreciated by the market. The innovative ability to find new digital payment solutions that are both flexible and fun to use is becoming more and more important for the industry of mobile and digital payment solutions, says Sören Babra.
Sweden first in Northern Europe: Mastercard and Resurs Bank launch omni-channel digital wallet integrating Masterpass
Today, Resurs Bank and Mastercard announced the launch of Loyo Pay, the first digital wallet in Sweden to introduce omni-channel shopping capability, making it available for commerce in every channel – online, in app and in-store. Sweden is the first country in Northern Europe to offer a payment solution that is fully digitizing the plastic card by integrating Masterpass.
Resurs Bank has been offering Mastercard’s digital service Masterpass since its launch in Sweden at the end of 2015 and is also offering Mastercard cards with NFC chips. In the application Loyo Pay, Masterpass is combined with NFC-technology and MDES, the digital platform for tokenization, making it possible to completely digitize plastic cards in every channel. With Loyo Pay, joining these services and technology, consumers can enjoy a quick and easy payments experience no matter where they shop, while at the same time being protected by the most advanced security methods.
”Today’s Swedish launch of a digital omni-channel wallet integrating Masterpass is a clear example of the connected trend in which consumers expect easy, safe and secure payment experiences everyday of their lives. The expansion of Masterpass represents an important evolution for our digital strategy in the Nordics,” says Mats Taraldsson, Head of Market Development Mastercard Nordics and Baltics.
By integrating Masterpass in Loyo Pay, the application can be used for online payments at over 290 000 merchants globally. It can additionally be used for card payments using a smartphone in-store in 77 countries at over 6 million merchants who accept contactless payments via NFC-technology (Near Field Communication). Everyone with a Mastercard card issued by Resurs Bank can use Loyo Pay for in-store payments and the function will first be available for Android devices that support NFC. The Masterpass component will continue to be an open solution as it can be used by everyone, no matter who they bank with, where the consumer can use all kinds of cards, both Mastercard as well as other brands.
”Loyo Pay is the first actual digital omni-channel wallet in Sweden that lets you pay with your mobile both online and in-store. The mobile has always been talked about as the wallet of the future, and now we are actually making it a reality”, says Joakim Wallin, Head of Cards at Resurs Bank.
The new service is based on MDES (Mastercard Digital Enablement Service), the digital platform for tokenization, and on MCBP (Mastercard Cloud Based Payments), the technology for cloud based payments. Loyo Pay has been developed in close collaboration with Payair Technologies.
”Resurs Bank and Mastercard are forefront actors when it comes to delivering access to new and easy methods of payments online, in-app and in-store. We look forward to keep innovating and leveraging customer-focused solutions together with our partners”, says Sören Babra, CEO and founder Payair Technologies.
The application Loyo Pay is free and will be available for download through Google Play in the nearest future. Consumers with a card issued by Resurs Bank can register their interest already today at www.loyo.se
Payair Technologies AB has built and implemented Swedbank’s new Masterpass wallet.
Masterpass is a digital wallet developed by Mastercard that securely stores payment and shipping info, making shopping for customers easy and convenient from smartphones, computers and tablets, and with all types of cards. The Masterpass wallet is now available for Swedbank’s and the Savings Bank’s customers in Sweden.
Today ResursBank AB launched its digital wallet based on MasterCards™ digital wallet MasterPass™. Payair has been responsible to custom build the wallet to fit ResursBanks needs.
Following the launch of Masterpass in Sweden in 2015, Resurs Bank is now the first bank to launch the service in Norway. With Masterpass consumers can add cards and shipping addresses into a “digital wallet”, which makes online payments easier, faster and safer.
Resurs Bank launches its digital wallet in Norway, which becomes available to anyone with a Norwegian BankID. Users of Masterpass, who are customers at Resurs Bank, do not need to enter shipping addresses and card details when making a purchase, as these are uploaded automatically.
Masterpass is developed by Mastercard and makes it possible to pay anytime, from, for example, smartphones, computers and tablets, and with all types of cards. Card- and shipping information are stored comfortably and securely in Masterpass.
“By launching our digital wallet, we make it easier for customers to shop online. From our experience in Sweden, we know that consumers appreciate our digital wallet with its simplicity and high security. I expect that our Norwegian customers will appreciate the service, and that it will strengthen Resurs Bank’s offering in Norway” says Joakim Wallin, Head of Cards at Resurs Bank.
“We are pleased that Resurs Bank is among the first issuers to launch Masterpass in Norway and after the summer, we expect that more Norwegian issuers will offer Masterpass. Today you can shop using Masterpass at over 270,000 merchants in 31 countries and more Nordic merchants are added all the time” says Mats Taraldsson, Head of Market Development Mastercard Nordic and Baltic region.
The solution is developed by Payair Technologies AB.
“By being the first bank to launch Masterpass in the Norwegian market Resurs Bank is now the front runner when it comes to enabling new solutions to simplify online shopping for their customers. Resurs Bank have continued to show a strong dedication and focus by delivering the best customer experience for online shopping, and we are looking forward to deliver further solutions together with Resurs Bank to help simplifying customers everyday shopping”, says Soren Babra, CEO and Founder of Payair Technologies AB.
Payair Technologies AB has signed a contract with Eika Gruppen AS to build their Masterpass digital wallet. The wallet will be launched during autumn 2016.
Masterpass is developed by Mastercard and makes it possible to pay anytime from smartphones, computers and tablets, and with all types of cards. Card- and shipping information are stored comfortably and securely in Masterpass.
The Eika Alliance comprises the Eika Banks, Eika Gruppen and Eika Boligkreditt. It ranks as one of the largest players in the Norwegian financial market, with a total assets of NOK 300 billion and almost a million customers. The alliance pays close attention to private customers and small businesses, and have a unique closeness to customers.
Today ResursBank AB launched its digital wallet based on MasterCards™ digital wallet MasterPass™. Payair has been responsible to custom build the wallet to fit ResursBanks needs.
With MasterPass, the consumer doesn’t need to type in card and address details each time they shop. In the digital wallet, the consumer can store all their debit, credit and prepaid cards from MasterCard and any other brand, as well as loyalty and member cards and their shipping address. With everything in one place, the consumer can shop safely, simply and securely at thousands of e-merchants globally.
“Resurs Bank understands the digital space and are keen to make the most of the MasterPass platform in order to meet the needs of the consumer. We look forward to keep innovating in the payment space with Resurs Bank” says Sören Babra, CEO and founder, Payair Technologies.
“This effort will provide Resurs Bank with a new channel of communication to our existing and potential customers” says Joakim Wallin, Head of Cards, Resurs Bank AB
Payair has been certified as the first Nordic service provider of MasterCards distributed digital payment solution: MasterPass API.
”Payair’s ability to create new business opportunitues will increase significantly on the back of the addition of MasterPass services to its portfolio”, says Ulf Rosberg Chairman, Payair Technologies.
”The MasterPass service addition to our platform is a winner when Nordic financial institutions look to compete in new, fast growing, digital channels”, says Sören Babra, CEO and founder, Payair Technologies.
Payair launches several new innovative features to improve its omni-channel offering.
With mobile pre-order and express checkout functionality, in-store merchants can reduce queues and provide less waiting time for busy customers. The platform also offers a sales & marketing channel to consumers on the go. Merchants can present nearby stores in maps, special deals and a merchant page with complete product offering in the mobile. It is extremely easy to set-up through Payair’s self-service dashboard. Merchants can be set-up a mobile commerce offering with a few clicks.
Payair’s print-com offering, where a point of sales can be created anywhere, now also supports scan & pay from a menu of products. This offering was recently launched jointly with Swedish a golf course to pay for greenfees with the mobile.
In addition, Payair has released a new version of its unique ”1-click BUY button” for e-commerce, which is provided to white-label partners. Consumer’s just click on the BUY button and confirm the purchase with Mobile Bank ID. We love creating simple solutions to complicated problems.
“With Payairs solution, in-store and online merchants get a fantastic sales, marketing & loyalty tool to get new customers, drive repeat visits and increase conversion rates . Simply put, we want to improve commerce with the help of the mobile device. This is inline with our omni-channel vision of an enhanced shopping experience across all channels, including in-store shopping, mobile commerce and e-commerce.” says Petter Östlund, CPO Payair Technologies.
Payair has successfully completed a directed equity issue, generating a cash injection of SEK 25 million from existing shareholders.
“The investment lets us focus on our core business and enables us to make viable long term business decisions”, says Sören Babra, CEO, Payair Technologies.
“We are confident that Payair will succeed in capturing a significant market share and build new business with Nordic financial institutions and global payment systems. Ensuring a strong capital base is a critical success factor in this work“, says Ulf Rosberg, Chairman, Payair Technologies.
We are pleased to announce that Ulf Rosberg has been elected to chair the board of directors at Payair Technologies AB.
Ulf brings close to 20 years of experience from active ownership at one of the leading private equity firms – Nordic Capital. Ulf Rosberg is a Senior Advisor and partner at Nordic Capital. He serves as a Director at Mölnlycke Health Care, Bufab, Nefab AB since 2007. Ulf holds an M.Sc. in Economics from the Stockholm School of Economics and a major in Finance from New York University, Stern School of Business in New York.
“Payair is entering an exiting new development phase. I am confident that Payair will succeed in capturing a significant market share and build new business with Nordic financial institutions and global payment systems”, says Ulf Rosberg, Chairman, Payair Technologies.
For the past few months , Payair has made it possible for fishing enthusiasts to buy their fishing card “on the fly”, and it has proven to be a huge success with the locals. Payair account holders can now buy their fishing card directly in their phone or on Kedjeåsens Fisk/ Kilsbergen Sportfiske website. There is no need to drive miles to the petrol station. Fishing cards can now be purchased in the comfort of your own home or on the spot at the lake. The fishing card is saved in the Payair app and the proof of purchase receipt can easily be shown to the fishing authorities.
What users of the App say:
“The app is great for us who live far from the petrol station. It saves us so much time.”
“I had my doubts at first regarding buying my fishing card through my phone instead of doing it the old fashioned way, boy was I wrong. This is just fantastic. I’ve suddenly become a believer in new technologies.”
“I downloaded the app, bought the fishing card for the day and it was that easy! So easy! This is the simply the best that could have happened to us who always have to travel so far to buy a fishing card. Thank you!”
Payair makes green fee payments a lot easier !
Payair Technologies AB och Arninge Golf Club is now in full ”swing” making it possible for customers to pay for their green fee using their mobile phone.
Mobile payments are on the rise and the latest addition enabling the latest payment technology via mobile phone is Arninge Golf Club, a 30 minute drive from Stockholm, Sweden. Payair offers an alternative way to pay for your green fee, which is much appreciated when the reception desk is closed or should you want to pay in advance, which also means more time on the green. Club members who has downloaded the Payair app on it’s mobile phone will have no need for cash in their pockets when wanting to play a few rounds. Also, Arninge Golf Club will from now on have no need in handling cash over the counter for their green free payments and easily follow up whether club members have paid their green fees.
It is extremely easy to use. The player downloads the Payair app , logs in using his Mobile BankID (only in Sweden) and registers his/hers bankcard details. Scans a QR code and chooses the type of green fee. Done! The next time the player wishes to play, simply scan the code and pay within seconds!
“As a golfer, I know how difficult it can be to pay the green fee, especially when the reception desk is closed. It happens quite often that I don’t have cash on me and leaving cash in a postbox does not seem secure. This makes it even more fun to launch this service making payments easier for all golf lovers, including myself”, says Petter Östlund, VP Product, Payair Technologies AB.
”Feels great being able to offer our customers a super easy way to pay for their green fees, especially when reception is closed. Payair is simply a great app for making payments which I’m sure our customers will appreciate . In addition to that, it will now become even easier for our customers to show that they have paid for their green fees when we do a ”payment check” on the golf course ” says Lars Nordlöf, Club Director, Arninge Golf Club.
Mobile BankID is growing rapidly among all costumer segments and has become the standard for doing mobile authentication and signing of mobile transactions in Sweden. It’s supported by all major banks including Swedbank, Handelsbanken, SEB, Nordea, Danske Bank, Länsförsäkringar Bank, Skandia, Sparbanken Syd, Sparbanken Öresund and Ålandsbanken.
“Mobile BankID is super easy to use and supports Payair’s value proposition of simplifying mobile shopping. It provides both convenience and security according to trusted bank standards. Simply download Payair’s app, log in with mobile bankID, add cards and then start mobile shopping.” says Petter Östlund, VP Product Payair Technologies AB.